Plugin
PluginUpdated
SUMO Payment Plans
SUMO Payment Plans by Fantastic Plugins is a WooCommerce plugin that adds flexible payment options to your store.
Product facts
- Version
- 12.7.0
- Released
- 12 October 2026
- Type
- Plugin
- Licence
- GPL
- Included in
- Every plan, or $4.89 on its own
Overview
Some products cost enough that shoppers hesitate to pay in full at checkout. This plugin gives them other ways to buy. You can offer a deposit up front with the balance paid later, a down payment, a set of installments, or a variable schedule with different amounts and dates. The plans plug into the normal WooCommerce checkout, so shoppers keep a familiar buying path.
On the store side, you build plans around your products, customer roles or cart totals, so different shoppers can see different options. A central dashboard shows active, pending and completed plans. Automatic email reminders go out before each due date, and you can edit the email templates to match your tone. It suits stores that sell higher-value items or services.
Features
- Several payment plan types: Offer deposits, down payments, installments or variable payment schedules, so each customer can choose a way to pay that fits their situation.
- Plans by product, role or cart: Create payment plans based on the product, the customer role or the cart total, which lets you target offers to the right shoppers.
- Partial payments: Let customers pay a percentage up front and settle the remainder over time, which gives them a smaller first step when buying.
- Variable installment amounts: Set different installment amounts or dates to handle more complex payment structures, such as those needed for high-value products or services.
- Automatic payment reminders: Customers receive email notifications before each payment due date, which helps reduce late payments and keeps the schedule on track.
- Customizable email templates: Edit the emails sent for payment confirmations, reminders and status updates so customer communication matches your store's voice.
- Central management dashboard: Review all active, pending and completed payment plans from one interface, which makes tracking orders and payments simpler.
- Mobile-friendly plan access: Customers can view and manage their payment plans on any device, including phones and tablets.
Best for
- WooCommerce stores selling high-value products
- Online shops that want deposit or installment checkout
- Store owners who sell services paid in stages
Changelog
Version 12.7.0 — 12 October 2026
- New Added Payment Updated Notification to admin
- Improved Mobile-responsive layout for the My Account payment pages (My Payments list, View Payment, and the installments table)
- Fixed Add Payment Method function not working properly
- Improved Tested with WooCommerce 11.1.2
- Improved Tested with WordPress 7.1.2
- Fixed Researched an issue where the Automatic payment mode checkbox was not displayed during checkout when the Automatic payment mode was enabled
- Fixed Automatic Stripe installment payments could fail without being charged on stores using the latest WooCommerce Stripe Gateway (10.8.x+), due to a removed logger method that caused a fatal error
- Improved Improved payment serial number generation to prevent duplicate Payment Identification Numbers when multiple requests are processed simultaneously
- Fixed Prevented paid installments from becoming unlinked and payment plans from freezing due to duplicate payment confirmations
- Fixed PayPal 4.x compatibility: Fixed an issue where the full cart total was sent to PayPal instead of the installment/deposit amount. PayPal now receives only the amount due for the initial payment. Balance payments and other payment gateways are unaffected
- Improved "Function get_cart was called incorrectly" PHP notice
Earlier versions
- 12.6.0 (12 June 2026): 3 improved, 3 fixed
- 12.5.0 (27 February 2026): 2 improved, 2 fixed
- 12.4.0 (30 December 2025): 1 new, 2 improved
FAQ
Is SUMO Payment Plans free?
The code of SUMO Payment Plans is licensed under the GPL, so anyone may use, change and share it. Buy GPL is a paid service: a plan or a purchase of SUMO Payment Plans gives you the download and its updates. The developer's own support, licence key and online services are not included.
Which version of SUMO Payment Plans is this?
Version 12.7.0, released 12 October 2026. New versions appear here when the developer publishes them.
How do I update SUMO Payment Plans?
Install Buy GPL Updater on your site and paste your key from My Account. It installs new versions of SUMO Payment Plans for you.





